
	Don't forget to factor in closing costs when considering a home sale or purchase. Keller Williams Realty is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (650) 269-5996 if your needs include a professional REALTOR^® ready for the business side of buying and selling.

Closing costs you should expect

There are certain normal fees related to closing the sale of a house. These expenses are often split between the buyer and seller, as noted in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in California to help show you through the transaction.

Closing costs that are tied to financing (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually collected (Details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the optimal sales price, but I'll also advocate for limited closing costs. And once we've arrived at an agreement, I'll explain in detail the closing costs so you are informed of exactly where your money is going.

Buyers: When purchasing a home in Santa Clara County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not surprised when you come to the closing appointment. I'll be happy to review the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.